Important Legal Disclaimers

Past performance does not guarantee future results

Financial planning involves risk and individual circumstances may vary significantly

General Disclaimer

The information provided on this website is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content.

Your use of this website and its content is at your own risk. We disclaim all liability for any loss, damage, or inconvenience arising from your use of this website or reliance on its content.

Information Accuracy

We endeavor to ensure that information on this website is accurate and current. However, information can change rapidly, and we cannot guarantee that all information is completely accurate at all times.

Users should verify important information independently and not rely solely on the content provided here. We reserve the right to modify, update, or remove content without prior notice.

If you discover any inaccuracies or outdated information, please contact us so we can address these issues promptly.

No Professional Advice

The content on this website is not intended as professional financial advice. Our subscription service provides general guidance and consultations, but should not replace professional advice tailored to your specific circumstances.

Always consult with qualified professionals before making significant financial decisions. We recommend seeking independent advice from licensed financial advisors, accountants, or legal professionals as appropriate.

Individual circumstances vary greatly, and what works for one person may not be suitable for another. Consider your own financial situation, goals, and risk tolerance before implementing any strategies.

Limitation of Liability

To the fullest extent permitted by Australian law, we limit our liability as follows:

  • • We are not liable for any indirect, incidental, special, or consequential damages arising from your use of our service
  • • Our total liability shall not exceed the amount paid for your subscription in the 12 months preceding the claim
  • • We are not responsible for any loss of profits, data, or business opportunities
  • • These limitations apply regardless of the legal theory upon which the claim is based
  • • Some jurisdictions do not allow certain liability limitations, so these may not apply to you

These limitations are fundamental elements of our agreement with you. Our service would not be economically feasible without these limitations.

External Links

Our website may contain links to external websites operated by third parties. We provide these links for your convenience, but we do not endorse or control these external sites.

We are not responsible for the content, privacy practices, or terms of use of external websites. Your interactions with these sites are governed by their own terms and policies.

Results Disclaimer

Results from our financial planning consultations depend on numerous factors including your dedication, financial situation, and market conditions. We cannot guarantee specific outcomes or improvements to your financial position.

Individual results may vary

Each client's financial situation is unique, and results depend on individual circumstances, commitment to recommended strategies, and external market factors beyond our control.

Financial Services Disclaimer

Our subscription service provides general financial guidance and consultation. We do not provide specific investment recommendations, manage funds, or offer regulated financial products.

All financial decisions remain your responsibility. Market conditions, economic factors, and personal circumstances can significantly impact financial outcomes.

Consider seeking advice from licensed financial professionals for complex financial decisions or regulatory compliance matters.

Jurisdiction and Governing Law

These disclaimers and your use of our service are governed by Australian law.

Any disputes arising from your use of our service will be subject to the exclusive jurisdiction of Australian courts

These terms are governed by the laws of Australia, without regard to conflict of law principles

Where local laws provide greater consumer protection, those laws will prevail over these terms

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our service, breach of these terms, or violation of applicable laws.

Severability

If any provision of this disclaimer is found unenforceable, the remaining provisions will continue in full force and effect, and the unenforceable provision will be modified to reflect our original intent.

Modifications to Disclaimer

We reserve the right to update this disclaimer at any time. Changes will be posted on this page with an updated revision date.

Your continued use of our service after changes constitutes acceptance of the updated disclaimer. We recommend reviewing this page periodically.

Contact Information for Legal Matters

For questions about this disclaimer or legal matters, contact us using the information provided below.

Last updated: July 21, 2025: Last updated: July 21, 2025:

Last updated: July 21, 2025: Last updated: July 21, 2025

Last updated: July 21, 2025